Investing in gold bars is an excellent way to preserve wealth and protect against economic downturns. Unlike keeping cash in the bank, gold is a tangible store of wealth that can withstand inflation, market downturns, and other financial disruptions.
 
Because they're compact and carry significant value, 1 oz gold bars are among the most popular. These bars are extremely liquid and easy to trade for cash.

Gold ETFs

Gold ETFs trade on stock exchanges and track the price of gold. When you buy shares in a gold ETF, you hold a paper asset representing a portion of the fund's gold holdings. These ETFs are backed by stored gold, and their share prices closely follow the spot price of gold.
 
While convenient, gold ETFs have drawbacks compared to physical gold bars. ETFs lack the tangible aspect and are vulnerable to market risks. Owning physical gold provides a tangible asset not tied to the financial system.

Top 1 oz Gold Bar Brands

Buying a reputable brand ensures authenticity, quality, and ease of liquidity. Some of the top 1 oz gold bars are minted by Valambi, PAMP Suisse, and the Perth Mint.
 
Valcambi is a Swiss refinery renowned for its precision and quality. The 1 oz Valcambi bar is minted with .9999 fine gold and includes a unique serial number with a matching assay card for additional security and authenticity. Valcambi bars are recognized globally.
 
PAMP Suisse is one of the most recognized names in gold bullion. While Costco sells the company's "Lady Fortuna" bars, additional denominations are available from online bullion dealers. PAMP Suisse bars are also 99.99% pure gold and include Veriscan authentication technology.
 
The Perth Mint is Australia's official mint. The 1 oz Perth Mint bar features the mint's swan logo, weight, and purity. These bars are produced under government oversight, guaranteeing their weight and purity.

Fractional Gold Bars

Fractional gold bars are more affordable and available in weights of 1 gram, 5 grams, 10 grams, or 20 grams. They are produced by the same reputable mints and refineries that make larger bars, have the same purity standards, and offer more flexible investment options.
 
Although they carry a higher premium per gram than larger bars, they offer a practical way to buy gold incrementally and provide greater flexibility, as they are more easily sold.

Storing Gold Bars: Home vs. Bank Safe Deposit Boxes

One of the primary concerns many investors have is secure storage. Many choose to keep gold bars at home in a high-quality safe or even more discreet locations, such as at the bottom of a drawer or in a hidden compartment. Storing 1 oz gold bars at home gives investors immediate access to their assets. Proper storage in a durable, theft (TL-rated) safe that is securely installed helps provide additional protection.
 
Bank safe deposit boxes offer another option for storing gold bars. However, there are some risks and limitations to this method.
 
Banks have been consolidating in recent years, and many local branches and services are regularly discontinued. Storing precious metals in a bank deposit bank limits your access to only the bank's opening hours. Additionally, there are risks of government seizure or prolonged access issues if bank branches are temporarily or permanently closed.

Selling Gold Bars to a Dealer

Coin stores, Gold Stores, Pawn Shops, and some jewelry stores actively trade gold for cash.
 
Contact local dealers in your area and request quotes. Some dealers also accept low walk-ins and will give you cash on the spot. Expect an offer that is a few percentage points below the current spot price.
 
With its straightforward process and liquidity, selling gold bars back to a dealer offers an accessible way to access quick cash if you need it.

Rising Gold Prices

Central banks are increasing their gold holdings because the dollar is losing its foothold as the world's reserve currency. As a result, gold prices rise as central banks buy more gold.