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Reckon Ltd T.RKN


Primary Symbol: RKNLF

Reckon Limited is an Australia-based software company that provides software for accountants, bookkeepers, lawyers, small and medium enterprises (SMEs) and personal users. The Company’s divisions include Business Group and Legal Practice Management Group. Business Group provides accounting and payroll software for small to larger sized businesses and personal wealth management software branded as Reckon One, Reckon Mobile and Reckon Accounts Hosted (cloud products), Reckon Accounts Business and Reckon Accounts Personal respectively. The divisions operate predominantly in Australia and New Zealand. Legal Practice Management Group provides practice management software and workflow solutions to legal firms for document scanning and routing, print management and cost recovery solutions under the nQZebraworks brand, with a focus on releasing new cloud practice management products. It operates predominantly in the United States and United Kingdom, with re-sellers in other parts of the world.


OTCPK:RKNLF - Post by User

Comment by MatWeion Oct 04, 2016 10:53am
63 Views
Post# 25306570

RE:Not for sale

RE:Not for saleI think you're WAY overplaying the debt issue. 

1.  Looks like RKN had to negotiate to waive certain covenants in their loan agreement for the year, likely interest coverage ratio.  You interpret that to mean the loan has suddenly become a demand loan.  ALL loans, demand or not, have the ability for the lender to force immediate repayment if covenants are not met.  Your mortgage has that clause.  Are you telling me your mortgage is a demand loan? 

2.  Lenders waiving a covenant does not mean the company is in default or has missed a debt payment (or is in danger of doing so).  I think the most likely is that they missed the interest coverage ratio. You can bet that if they really did miss a payment lenders would be on far more than simply requiring RKN to conform to "reporting requirements" in the strategic review. 

3.  The loan has ALWAYS been collateralized with ALL of Redknee's equity since the faciilty was first taken out years ago.  If you dont' believe me just look at the SEDAR filings.  Redknee does not need to suddenly put up the whole company as collateral - it has always been this way in good times and bad. 

4.  Lenders have no interest in forcing RKN into bankruptcy.  They usually work out a plan with the company first.  And you can bet that if a takeover were forthcoming, lenders would be jostling for positioning with the new owners.  A bank which calls a loan and forces a company into bankruptcy at the first sign of trouble is not one that is going to win any business with the new owner.

All that said, I am not arguing that an offer is indeed forthcoming.  I think Lucas and BOD would fight tooth and nail against that until either there is no option left or the offer is so compelling they have to take it.  But to suggest that the banks are circling like vultures is not true. 


factRbest wrote: Looking at the news of the financing and all the contract announcements recently.
Suggests that the company will not be sold.
It would appear that RKN put the whole company up as collateral to get the vulchers to back off.

I think they have 1 year and they have to make debt payments or it is over.
I think that is the purpose of that last Corp presentation.

So if I am correct. Welcome all scalpers. You just became shareholders/investors!!!!!!!!


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