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Home Capital Group Inc HMCBF


Primary Symbol: T.HCG

Home Capital Group Inc. is a Canada-based holding company that operates through its principal subsidiary, Home Trust Company (Home Trust). Home Trust is a federally regulated trust company offering residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending and credit card services. In addition, Home Trust and its wholly owned subsidiary, Home Bank offer deposits through brokers and financial planners, and through a direct-to-consumer brand, Oaken Financial. Its mortgage lending includes classic single-family residential lending, insured residential lending, residential commercial lending, and non-residential commercial lending. Its consumer lending loan portfolio comprises credit cards, lines of credit and other consumer retail loans. In addition, the Company manages a treasury portfolio to support liquidity requirements and invest excess capital.


TSX:HCG - Post by User

Bullboard Posts
Post by Djwburron Apr 30, 2017 3:16pm
224 Views
Post# 26184792

Home Capital Bank Run

Home Capital Bank RunI find it interesting the timing of the bank run on home capital with the timing of the Ontario Liberal governments annoucement of measures they are taking to cool down the hot real estate market in Ontario. I would be very interested to know who the holders of these accounts at HCG are. Could it be that HCG was holding a lot of money from foreign investors/institutions? I highly doubt the average Canadian citizen with a savings account at HCG would be making such a huge run on the banks. The average customer is very passive and not so quick to react to these developments. 

This deal with HOOPP is criminal and I find it laughable that Jim K can sit there and chuckle that this deal wasn't a conflict of interest. It was completely a conflict of interest... if it wasn't he'd still be on the board. 

The only hope here is that RBC, BMO or some other Canadian Bank are able to step in and take over HCG before this toxic loan is used to restore liquidity. I feel this may very well happen and is primarily why HOOPP are granted a $100 million commitment fee. HOOPP wins regardless of what happens to HCG. This is how the 1% get richer and richer on the backs of majority who are left with a sh1tty deal

Bullboard Posts