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EQB Inc T.EQB

Alternate Symbol(s):  EQGPF

EQB Inc. is a digital financial services company, with combined assets under management and administration. Through its subsidiary, Equitable Bank, offers banking services. It operates through two main divisions: Personal Banking and Commercial Banking. Personal Banking operates through five business lines: EQ Bank, residential lending, wealth decumulation, and consumer lending through partnerships, a segment added with the Concentra Bank acquisition, and payments as a service supporting its fintech partners. Its diversified product suite consists of deposits, single family residential mortgage loans, home equity lines of credit, reverse mortgages, insurance lending, and payment infrastructure partnerships. Commercial Banking operates through seven business lines: business enterprise solutions, commercial finance group, multi-unit insured, specialized finance, equipment leasing, credit union and Concentra trust. It provides personal and commercial banking through its EQ Bank platform.


TSX:EQB - Post by User

Bullboard Posts
Comment by zalmonellaon Aug 11, 2017 1:39pm
28 Views
Post# 26571880

RE:RE:What am I missing?

RE:RE:What am I missing?

Well, that's more pull than I'd have expected other financials to exercise.  Historically EQB has run about 7x trailing PE with occasional bumps on good news. We should have moved toward 65 today, other financials or no.  I agree, the 'bow-tie set' (I like that one) doesn't have much of a clue, but that's why I read so widely.

EQB is not one for my pension.  The dividend is historically too low for me as is the total return (I don't get the 15-20% that you do - I get 12%).  I simply track it as one of the many I use for comparisons.  Heaven help me I even held HCG for a while because its historic return looked better for a while, til I got tired of averaging down and got out in the $30s.  I'm not perfect, but EQB didn't look like a winner to me either until the HCG nonsense dropped it into the low $40s where I decided I'm not above taking free money when it's offered. HCG at $7 was still a bit of a bigger risk for me and my pension (quite right you were there).  

Nonetheless, I still expected Mr. Market to exercise a bit of common sense once the report came in.  I had a trigger at $66 just for the heck of it but too bad for me - no bragging today.  I don't mind waiting for what I think is the appropriate return because I got into this wondering where to park 20% of my funds that I had in cash, (and I'm still wondering), but when I don't see it in response to what I think is the right trigger, I have to ask why. 

Actually I still have a little cash now from something else, and I'm loosely wondering if I should top off with another couple hundred shares.  I'm overweight as it is, but not above breaking my own rules when I think it's a good idea, which it sometimes is.  For me, two more quarters of waiting for common sense to restore itself isn't that good an idea...
Bullboard Posts