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Home Capital Group Inc HMCBF


Primary Symbol: T.HCG

Home Capital Group Inc. is a Canada-based holding company that operates through its principal subsidiary, Home Trust Company (Home Trust). Home Trust is a federally regulated trust company offering residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending and credit card services. In addition, Home Trust and its wholly owned subsidiary, Home Bank offer deposits through brokers and financial planners, and through a direct-to-consumer brand, Oaken Financial. Its mortgage lending includes classic single-family residential lending, insured residential lending, residential commercial lending, and non-residential commercial lending. Its consumer lending loan portfolio comprises credit cards, lines of credit and other consumer retail loans. In addition, the Company manages a treasury portfolio to support liquidity requirements and invest excess capital.


TSX:HCG - Post by User

Bullboard Posts
Comment by WBuffett1on Nov 09, 2018 1:17pm
35 Views
Post# 28951493

RE:RE:RE:RE:Detailed Scenario Analysis on SIB Price Range

RE:RE:RE:RE:Detailed Scenario Analysis on SIB Price RangeThe $300 million is a Substantial Issuer Bid (SIB). NCIB is coming afterwards.

An SIB is basically a tender offer to all existing shareholders. They will announce the terms and a price on Monday. There are a couple ways they can do this. My guess is they will do a modified dutch auction, meaning they will announce a price range and existing shareholders can submit how many shares they will sell at what price level. After gathering all those information, they will determine a set price and will buyback $300 million worth of shares.

Stooge wrote:
riverrrow wrote: Personally I think Buffett will tender some if not all of his shares. It's a great way/opportunity to cash in some profit. He can spin it like he's doing the company a favour. If more than $300 million worth of shares is tendered the buyback will be prorated for each shareholder tendering. GLTA.


There seems to be a misunderstanding about the announced  buy back. Perhaps I misunderstand so ...

The announcement is required notice that HCG may buy back its own shares on the open market. They might not buy any but they have sent a signal that the price was too low. No-one tenders shares like with a buyout. HCG will just have their broker go into the market, from time to time, to buy up some chares which are then cancelled leaving fewer outstanding.

A normal course issuer bid is a way of returning excess capital back to shareholders. As you can see we have already improved our capital gain before a single share has been bought back.


Bullboard Posts