RE:Reverse Bank-RunsI agree with K-hopper who suggests that "What is cool to consider ..." is an awkward way to refer to a bad economic follow-on effect of the bank's lending decisions to the oil patch.
Please change that to something like "It is depressing to consider second round effects and unintended consequences such as the banks' risk management departments demanding their mortgage lending departments be logically consistent with the bank's stance on corporate lending to the energy industry."
Thank you to K-hopper for pointing that out.
But my use of "cool" is not the fault of the younger generation. I have grey hair. I picked that up watching on-line physics lectures on the Perimeter Institute website. The lecturer used it to describe unexpected and unintended results. Bankers and Governments, do not ignore this mortgage renewal issue. The consequences might come back to bite you.