Join today and have your say! It’s FREE!

Become a member today, It's free!

We will not release or resell your information to third parties without your permission.
Please Try Again
{{ error }}
By providing my email, I consent to receiving investment related electronic messages from Stockhouse.

or

Sign In

Please Try Again
{{ error }}
Password Hint : {{passwordHint}}
Forgot Password?

or

Please Try Again {{ error }}

Send my password

SUCCESS
An email was sent with password retrieval instructions. Please go to the link in the email message to retrieve your password.

Become a member today, It's free!

We will not release or resell your information to third parties without your permission.
Quote  |  Bullboard  |  News  |  Opinion  |  Profile  |  Peers  |  Filings  |  Financials  |  Options  |  Price History  |  Ratios  |  Ownership  |  Insiders  |  Valuation

Home Capital Group Inc HMCBF


Primary Symbol: T.HCG

Home Capital Group Inc. is a Canada-based holding company that operates through its principal subsidiary, Home Trust Company (Home Trust). Home Trust is a federally regulated trust company offering residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending and credit card services. In addition, Home Trust and its wholly owned subsidiary, Home Bank offer deposits through brokers and financial planners, and through a direct-to-consumer brand, Oaken Financial. Its mortgage lending includes classic single-family residential lending, insured residential lending, residential commercial lending, and non-residential commercial lending. Its consumer lending loan portfolio comprises credit cards, lines of credit and other consumer retail loans. In addition, the Company manages a treasury portfolio to support liquidity requirements and invest excess capital.


TSX:HCG - Post by User

Comment by WBuffett1on Dec 30, 2020 10:47pm
139 Views
Post# 32201269

RE:RE:BB are back

RE:RE:BB are backEQB/HCG and other CDN banks wouldn't dare to even move a finger if OSFI didnt say they could. im sure they got the OKs from OSFI

Take a look at the this article (FP Article

seems like they are doing buybacks using cash from their holding companies which are *technically* not subject to OSFI regulations. Remember the OSFI regulated entities are Home Trust and Equitable Bank, not the listed companies Home Capital and Equitable Group. I think that is why HCG said they will only do 50 million, which is the cash they have in the listed company.

Either way, they probably got the OKs from OSFI before announcement


canader wrote:
From BNN:

I am happy, but EQB, and HCG are both doing so without waiting for OSFIs blessing. Hmmm.

While the Office of the Superintendent of Financial Institutions has temporarily banned federally-regulated entities from buying back shares and increasing their dividends, Home Capital spokesperson Jill MacRae explained that the company’s structure gives it the flexibility to proceed with its plan.  

“Home Trust is a regulated financial institution, but we are comfortable making purchases with cash from Home Capital Group which does not impact our CET1 level or our normal operations,” she said in an emailed statement.

 

A spokesperson for OSFI was not immediately available for comment on Home Capital’s share buyback plan, which is the second such announcement in recent days.




CanadianKia wrote: alright, so HCG is finishiing off the BB at a max of $50M...


so sounds like they will issue either a new NCIB in the new year to make up for 2020 or maybe even the dividends. 

That being said, they need to have a monumental share buy back if they want to, since the Q4 numbers are bound to be good and the shares will naturally rise. THey need to issue the bb at these lower Share prices we are seeing. 


thoughts?




<< Previous
Bullboard Posts
Next >>