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XTM Inc XTMIF


Primary Symbol: C.PAID

XTM Inc. is a fintech creator of payment innovations including fully certified Earned Wage Access through its AnyDay product. AnyDay is an automated earned wage access and instant payments platform that helps employers recruit, retain and improve operational productivity. It supports businesses to encourage their workforce in the hospitality, personal care and service staffing industries. It is the originator of the Today Solution, a software solution originally designed for restaurateurs, personal care service providers, food delivery operators, and other businesses with a similar need to provide staff with funds in near real-time. It provides on-demand pay for many brands, including Earls, Maple Leaf Sports & Entertainment, Cactus Club, Marriott Hotels and Live Nation. Its wholly owned subsidiary, QRails, Inc., enables payroll providers, financial institutions and other fintech companies to keep up with the on-demand economy by delivering digital payment solutions to their employees.


CSE:PAID - Post by User

Comment by jclipiloton Apr 10, 2021 10:45pm
104 Views
Post# 32973650

RE:RE:PAID

RE:RE:PAIDMaybe I'm mistaken, but I see all these outstanding warrants as a vote of confidence. I would welcome anybody to correct me if I'm wrong as I am a novice investor. The highest exercise price for any of these warrants is 0.30$ with expiry dates extending to spring 2023. Trading volume has always been quite low, except for a few spikes after some announcements. Meanwhile, the stock last closed at 0.42$. With volumes this low and the price appreciating it doesn't look like there is a rush from investors to exercise their warrants. That to me is a good sign for us that are long in addition to the fact that there is 45% management and insider ownership. I paid for my shares and so did the bigger investors, but the warrants, they were freebies. If they are not ready to cash in their freebies, I'm certainly going to hang on to my shares.

I also wonder what the 25 million outstanding warrants tells us about the investors. If I were planning on exercising warrants I would have probably sold any shares I held as well. If that is the case then there are 25 million shares still held by large investors since warrants were issued 1/share.

Outstanding shares = 138,917,467
Management & insiders 45% = 62,512,860
Large investors = 25,392,733 (supposing above is correct)

That leaves 51,011,874 shares for ordinary investors, which is 37% of the outstanding shares or 30% of the fully diluted. And unless you're long, why would you be messing around in something with so little volume? There are easier ways to make money.

I believe that with a relatively small number of shares actually trading, we will see some sharp moves on little volume for the foreseable future. I would expect the price to increase a lot more before any of the larger investors or insiders sell anything. These people are in it for at least 10x and hopefully 100x.

I would welcome any feedback.

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