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Propel Holdings Inc PRLPF


Primary Symbol: T.PRL

Propel Holdings Inc. is a Canada-based financial technology (fintech) company. The Company’s operating brands include Fora Credit, CreditFresh and MoneyKey, and its lending-as-a-service product line facilitates access to credit for consumers underserved by traditional financial institutions. Through its innovative artificial intelligence (AI)-driven platform, the Company evaluates customers in a more comprehensive way than traditional credit scores can. The Company enables access to credit through two types of credit products on its platform, such as Installment Loans and Lines of Credit. It is engaged in providing lending related services to borrowers, banks, and other institutions in the United States (US) and Canada. The Company, through its MoneyKey brand, offers either installment loans or lines of credit to customers in several US states. The Company, through its CreditFresh brand, operates as a bank servicer which provides marketing, technology, and loan services.


TSX:PRL - Post by User

Post by retiredcfon Aug 14, 2024 10:06am
696 Views
Post# 36178348

Earnings Assessment

Earnings AssessmentNo surprise after the previous post. GLTA

PRL raised its dividend, again, this time by 8%. EPS was 45c, beating estimates of 35c; Revenue of $106.7M beat estimates of $102M. Revenue rose 49%. EBITDA rose 67% to $30.4M. Net income rose 95% (adjusted income +82%). EPS rose 80%. ROE was 38% vs 26%. These are very big growth numbers for a stock trading at 11X earnings. Loans increased 41%. PRL says it 'has never been stronger'. Most metrics were at record levels. The number of new customers hit a record, but the provision for loan losses actually fell slightly. We would not expect this level of high growth to be sustainable long term, but it is hard to fault these results and things look good here. (5iResearch)
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