fees too highI bought a lot of this during the financial crisis of 2008 and i'm now held hostage with my capital gains. I would sway this dog for XDIV in a heart beat if not for the capital gains tax. Who in their right mind would put fresh money into this thing when the fees are 5 X higher than XDIV? Of course Blackrock is making a fortune so they have no incentive to cut the outrageous fees.