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Bullboard - Stock Discussion Forum Home Capital Group Inc T.HCG

Home Capital Group Inc. is a Canada-based holding company that operates through its principal subsidiary, Home Trust Company (Home Trust). Home Trust is a federally regulated trust company offering residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending and credit card services. In addition, Home Trust and its wholly owned subsidiary... see more

TSX:HCG - Post Discussion

Home Capital Group Inc > Yousry Bissada on BNN 4:10pm
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Post by canader on Aug 06, 2020 8:40am

Yousry Bissada on BNN 4:10pm

-Home Capital Group posted double-digit profit growth for the second quarter as its mortgage originations climbed 17 per cent from a year earlier. Have to point out, however, that provisions for credit losses were up 207 per cent. We'll dig into the results and the outlook for the mortgage market with CEO Yousry Bissada at 4:10 p.m. ET.


https://www.bnnbloomberg.ca/the-daily-chase-toronto-housing-comes-roaring-back-earnings-bonanza-1.1476287
Comment by CanadianKia on Aug 06, 2020 8:47am
They are setting themselves up for the future, in case the second wave comes and people lose their jobs.  I think they are in a solid position considering the world is falling apart. I love this company! We will be at $40 in no time. 
Comment by WBuffett1 on Aug 06, 2020 9:09am
As Yousry said in the call, the provisions were a result of harsher assumptions on several macro factors for their forward looking model. They continue to see low deliquency and write offs in their existing portfolio. They said one of the macro assumptions in their model was drop in home prices....which is not the case so far so they are being really conservative
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