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IOU Financial Inc.'s Results for the Three and Six Month Periods Ended June 30, 2013

Montreal, Quebec--(Newsfile Corp. - August 23, 2013) - IOU FINANCIAL INC. (CNSX: IOU) ("IOU" or the "Company") recorded revenue for the quarter ended June 30, 2013 of $1,324,999 versus $284,810 for the quarter ended June 30, 2012. The Company closed its second quarter of fiscal 2013 with a net loss of $328,179, or $0.01 per share, compared with a net loss of $359,715 or $0.01 per share during the same period in 2012.

The Company recorded revenue during the six month period ended June 30, 2013 of $2,126,730 versus $470,521 for the six month period ended June 30, 2012. The Company recorded a net loss for the six month period ended June 30, 2013 of $670,154 or $0.01 per share, compared with a net loss of $784,215 or $0.03 per share during the same period in 2012.

At June 30 2013, total assets amounted to $14,269,278 compared with $8,653,374 at December 31, 2012, and consisted mostly of commercial loans receivable and cash. Total liabilities amounted to $6,691,047 compared with $3,405,259 at December 31, 2012, and consisted mostly of funds owed on the company's financial credit facility. Shareholders' equity showed a surplus of $7,578,231, compared with a surplus of $5,248,115 on December 31, 2012.

IOU Financial's financial statements and management discussion & analysis for the period ended June 30, 2013 have been filed on SEDAR and are available at www.sedar.com.

About IOU Financial Inc.

IOU Financial, via its U.S. subsidiary, IOU Central, provides small businesses throughout the U.S. access to the capital they need to seize growth opportunities quickly. Typical customers include medical and dental practices, grocery and retail stores, restaurant and hotel franchiseesand e-commerce companies. In a unique approach tolending, IOU Central's advanced, automated application and approval system accurately assesses applicants' financial realities, with an emphasis on day-to-day cash flow trends. It makes loans of up to $100,000 to qualified applicants within a few business days, with affordable charges favorable to cash-flow management.

IOU Central's speed and transparency make it a trusted alternative to banks. To learn more visit: www.ioucentral.com.

Forward Looking Statements

Certain information set forth in this news release may contain forward-looking statements that involve substantial known and unknown risks and uncertainties. These forward-looking statements are subject to numerous risks and uncertainties, certain of which are beyond the control of IOU including, but not limited to, the impact of general economic conditions, industry conditions, dependence upon regulatory and shareholder approvals, the execution of definitive documentation and the uncertainty of obtaining additional financing. Readers are cautioned that the assumptions used in the preparation of such information, although considered reasonable at the time of preparation, may prove to be imprecise and, as such, undue reliance should not be placed on forward-looking statements. IOU does not assume any obligation to update or revise its forward-looking statements, whether as a result of new information, future events, or otherwise.

For more information, please contact:

Philippe Marleau
Chief Executive Officer
(514) 789-0694 ext. 225

Mayco Quiroz
Chief Financial Officer
(514) 789-0694 ext. 298

The CNSX has not reviewed and does not accept responsibility for the adequacy or accuracy of this release.



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