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Vantiv and VeriFone Security Solution Wins The Banker Technology Project of the Year 2014 Award

PAY

VeriFone Systems, Inc. (NYSE: PAY) and Vantiv, Inc. (NYSE: VNTV)—a leading provider of payment processing services and related technology solutions for merchants and financial institutions of all sizes—won The Banker Technology Project of the Year 2014 award in the Risk Management category for their industry-leading, multi-layered approach to reducing cardholder data security risk using end-to-end encryption.

Read in over 180 countries around the world, The Banker is the key source of data and analysis for the financial services industry. Brian Caplen, the publication’s editor, said: "Congratulations to Vantiv and VeriFone on winning The Banker's Risk Management category in our 2014 Technology Projects of the Year. Together, these two companies have enabled card information to be encrypted at the point-of-sale, making the data secure as it is transmitted to the processor. It is a big step forward in the fight against cyber crime.”

Vantiv is one of the largest payment processors for merchants and financial institutions in the U.S., with nearly 17 billion card transactions processed in 2013. In partnership with VeriFone, it implemented VeriFone’s end-to-end encryption solution, VeriShield Protect, upholding its reputation as a merchant advocate and providing clients a best-in-class solution to protect cardholder data at the point-of-sale (POS) and throughout the payment cycle, while at the same time streamlining PCI management.

“Vantiv partnered with VeriFone and added to its existing suite of fraud management solutions as a way to reduce our clients’ risk of cardholder data compromises,” said James Zerfas, Vice President of Security and Risk Products at Vantiv. “With this industry-leading solution, businesses and consumers benefit from a comprehensive approach to security that protects data from the point-of-sale to our secure data centers.”

“As evidenced by this award, Vantiv is a great partner in ensuring security for merchants. VeriShield Protect enables Vantiv to enhance payments security for all of its clients, including small and medium-sized merchants, by providing a level of security typically associated with large, well-known retail brands,” said Robert McMillon, Vice President of Product Security for VeriFone. “Instead of worrying about the complexities of maintaining compliance and security, clients are able to focus more on managing and expanding their businesses.”

With VeriShield Protect, point-to-point encryption of consumer payment credentials begins in-store at the VeriFone payment terminal and is transmitted securely until it is decrypted within Vantiv’s system. Once Vantiv processes the transaction, a one-to-one token representing the cardholder data, along with the authorization response code, is sent back to the merchant to complete the transaction.

Additional Resources

Safe Harbor Statement under the Private Securities Litigation Reform Act of 1995 for VeriFone Systems, Inc

This press release includes certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on management's current expectations or beliefs and on currently available competitive, financial and economic data and are subject to uncertainty and changes in circumstances. Actual results may vary materially from those expressed or implied by the forward-looking statements herein due to changes in economic, business, competitive, technological and/or regulatory factors, and other risks and uncertainties affecting the operation of the business of VeriFone Systems, Inc., including many factors beyond our control. These risks and uncertainties include, but are not limited to, those associated with: client adoption of the VeriFone VeriShield Protect solution, execution of our strategic plan and business initiatives and whether the expected benefits of our plan and initiatives are achieved, short product cycles and rapidly changing technologies, our ability to maintain competitive leadership position with respect to our payment solution offerings, our assumptions, judgments and estimates regarding the impact on our business of the continued uncertainty in the global economic environment and financial markets, our ability to successfully integrate acquired businesses into our business and operations, our ability to protect against fraud, the status of our relationship with and condition of third parties such as our contract manufacturers, distributors and key suppliers upon whom we rely in the conduct of our business, our dependence on a limited number of customers, the conduct of our business and operations internationally, our ability to effectively hedge our exposure to foreign currency exchange rate fluctuations, and our dependence on a limited number of key employees. For a further list and description of the risks and uncertainties affecting the operations of our business, see our filings with the Securities and Exchange Commission, including our annual report on Form 10-K and our quarterly reports on Form 10-Q. The forward-looking statements speak only as of the date such statements are made. VeriFone is under no obligation to, and expressly disclaims any obligation to, update or alter its forward-looking statements, whether as a result of new information, future events, changes in assumptions or otherwise.

About Vantiv

Vantiv, Inc. (NYSE: VNTV) is a leading, integrated payment processor differentiated by a single, proprietary technology platform. Vantiv offers a comprehensive suite of traditional and innovative payment processing and technology solutions to merchants and financial institutions of all sizes in the U.S., enabling them to address their payment processing needs through a single provider. We build strong relationships with our customers, helping them become more efficient, more secure and more successful. Vantiv is the third largest merchant acquirer and the largest PIN debit acquirer based on number of transactions in the U.S. The company's growth strategy includes expanding further into high growth payment segments, such as integrated payments, payment facilitation (PayFacTM), mobile, prepaid and information solutions, and attractive industry verticals such as business-to-business, ecommerce, healthcare, gaming, government and education. For more information, visit www.vantiv.com.

About VeriFone Systems, Inc. (www.verifone.com)

VeriFone Systems, Inc. (“VeriFone”) (NYSE: PAY) is the global leader in secure electronic payment solutions. VeriFone provides expertise, solutions and services that add value to the point of sale with merchant-operated, consumer-facing and self-service payment systems for the financial, retail, hospitality, petroleum, government and healthcare vertical markets. VeriFone solutions are designed to meet the needs of merchants, processors and acquirers in developed and emerging economies worldwide.



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