Synchrony Financial to Announce Fourth Quarter 2014 Financial Results on January 23, 2015

Synchrony Financial (NYSE:SYF) plans to report its fourth quarter 2014 results before the market opens on Friday, January 23, 2015. The earnings release and presentation materials will be available on Synchrony Financial's corporate website at www.investors.synchronyfinancial.com. A conference call to discuss Synchrony Financial's results will be held at 10:30 a.m. Eastern Time on that day. The conference call can be accessed via an audio webcast through the Investor Relations section of the website, under Events and Presentations. A replay will be available on the website or by dialing (888) 843-7419 (U.S. domestic) or (630) 652-3042 (international), passcode 42014, and can be accessed beginning approximately two hours after the event through February 6, 2015.

About Synchrony Financial

Formerly GE Capital Retail Finance, Synchrony Financial (NYSE: SYF) is one of the premier consumer financial services companies in the United States. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables*. We provide a range of credit products through programs we have established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers to help generate growth for our partners and offer financial flexibility to our customers. Through our partners’ more than 300,000 locations across the United States and Canada, and their websites and mobile applications, we offer our customers a variety of credit products to finance the purchase of goods and services. Our offerings include private label credit cards and co-branded dual cards, promotional financing and installment lending, loyalty programs and Optimizer^+plus branded FDIC-insured savings products through Synchrony Bank. More information can be found at www.synchronyfinancial.com and twitter.com/SYFNews.

*The Nilson Report (April 2014, Issue # 1039)