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Care Investment Trust LLC Announces Five Property Joint Venture Transaction

TIPT

Acquisition of Five Seniors Housing Facilities for $29.2 Million Located in Florida and South Carolina

Care Investment Trust LLC ("Care" or the "Company"), a seniors housing-focused real estate investment and finance subsidiary of Tiptree Financial Inc. (NASDAQ: TIPT), has formed a joint venture to own and operate 5 senior housing communities with affiliates of Royal Senior Care Management ("Royal"), a privately-held owner and operator of senior housing facilities in the Southeast region of the United States. Care owns an 80% interest in the joint venture, while affiliates of Royal own the remaining 20% interest and provide property management services to the communities under a management contract. Care and Royal expect to spend approximately $2.7 million in capital expenditures across the portfolio to enhance and reposition each of the properties. The 282-unit portfolio acquisition closed on February 9, 2015. In connection with the acquisition, Care and Royal secured a $22.5 million, 5 year loan, which includes 36 months of interest only payments and a $2 million earn out feature provided certain financial hurdles are achieved. The initial funding amount was approximately $19.9 million and the remaining amount was held-back at closing to reimburse the borrowers for capital expenditures.

Salvatore (Torey) V. Riso, Jr., President and Chief Executive Officer of Care, stated, "Care continues to execute on its business strategy of partnering with best-in-class regional operators with this acquisition of five senior housing facilities in South Carolina and Florida. We are delighted to have closed this first acquisition in partnership with Royal, and look forward to working closely with their team to add value to these facilities, as well as others in the future. They are true professionals that care deeply about providing the best possible experience for their residents and opportunities for their staff. We look forward to broadening and deepening our relationship with Royal."

Avi Bittan, Chief Executive Officer of Royal, said, “We are excited to have closed this first transaction with Care and look forward to the continued growth of our partnership. The southeastern demographic of this acquisition, specifically Florida and South Carolina, are a perfect complement to our existing portfolio where we are quite familiar with the local laws and customs. We are excited about the value add potential of these facilities and are anxious to provide a comfortable living environment for the residents and a place they can call home for years to come.”

Transaction Highlights:

— Care partners with Royal, a company that now operates 9 seniors housing facilities in South Carolina and Florida with an additional two facilities in varying stages of development.

— Care and Royal together acquire 5 senior housing facilities with 282 units in two states.

— Care and Royal plan to enhance the resident experience at the communities by implementing an extensive capital improvement program, as well as enhanced programming and services.

About Care Investment Trust LLC

Care Investment Trust LLC is a real estate investment and finance company that invests in seniors housing and healthcare-related real estate. Care is a wholly-owned subsidiary of Tiptree Financial Inc. ("Tiptree") (NASDAQ: TIPT), a diversified holding company engaged through its consolidated subsidiaries in a number of businesses and is an active acquirer of new businesses. Tiptree, whose operations date back to 2007, currently has subsidiaries that operate in four industry segments: insurance and insurance services, specialty finance, asset management and real estate.

About Royal Senior Care Management

Royal Senior Care Management is dedicated to the senior housing industry. They are an industry leader in all aspects of senior housing, including development, acquisition, financing and management. Their background and their belief of the company's quality of product and service are some of the reasons for their excellent reputation. Royal Senior Care's continuum of care also includes senior communities in Greenville and Lexington, SC, both containing 90 units each. RSC has developed and is in the process of completing its 25 acre campus in Lake Mary, FL which will contain 355 units. Its two new hallmark projects (one in Miami-Dade County and the other in Broward County) will total 339 units.

Cautionary Statement Regarding Forward-Looking Statements

This release contains “forward-looking statements” which involve risks, uncertainties and contingencies, many of which are beyond the Tiptree’s control, which may cause actual results, performance, or achievements to differ materially from anticipated results, performance, or achievements. All statements contained in this release that are not clearly historical in nature are forward-looking, and the words “anticipate,” “believe,” “estimate,” “expect,” “intend,” “may,” “might,” “plan,” “project,” “should,” “target,” “will,” or similar expressions are intended to identify forward-looking statements. Such forward-looking statements include, but are not limited to, statements about the Tiptree’s plans, objectives, expectations and intentions. The forward-looking statements are not guarantees of future performance and are subject to risks, uncertainties and other factors, many of which are beyond the Tiptree’s control, are difficult to predict and could cause actual results to differ materially from those expressed or forecast in the forward-looking statements. The Tiptree’s actual results could differ materially from those anticipated in these forward-looking statements as a result of various factors, including, but not limited to those described in the section entitled “Risk Factors” in the Tiptree’s Annual Report on Form 10-K, and as described in the Tiptree’s other filings with the Securities and Exchange Commission. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as to the date of this release. The factors described therein are not necessarily all of the important factors that could cause actual results or developments to differ materially from those expressed in any of the Tiptree’s forward-looking statements. Other unknown or unpredictable factors also could affect our forward-looking statements. Consequently, the Tiptree’s actual performance could be materially different from the results described or anticipated by its forward-looking statements. Given these uncertainties, you should not place undue reliance on these forward-looking statements. Except as required by the federal securities laws, we undertake no obligation to update any forward-looking statements.

For more information on Care Investment Trust LLC, please visit www.careinvestmenttrust.com

For more information on Royal Senior Care Management, please visit www.royalseniorcare.com

Tiptree Financial Inc.
Investor Relations, 212-446-1400
ir@tiptreefinancial.com



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