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AM Best Affirms Credit Ratings of Title Resources Guaranty Company


AM Best has affirmed the Financial Strength Rating of B++ (Good) and the Long-Term Issuer Credit Rating of “bbb+” of Title Resources Guaranty Company (TRG) (Dallas, TX). The outlook of these Credit Ratings (ratings) is stable. TRG is ultimately owned by Realogy Holdings Corp. (Realogy) [NYSE: RLGY], a publicly traded company and a leading and integrated provider of U.S. residential real estate services encompassing franchise, brokerage, relocation, and title and settlement businesses, as well as a mortgage joint venture.

The ratings reflect TRG’s balance sheet strength, which AM Best assesses as very strong, as well as its adequate operating performance, limited business profile and appropriate enterprise risk management (ERM). AM Best also considered the parent company’s credit profile in the TRG’s rating analysis, and viewed it as a limiting factor to the ratings.

These rating factors are derived from TRG’s favorable level of risk-adjusted capitalization and its consistently profitable underwriting and investment results, as well as Realogy’s stable credit profile. TRG is a Texas-based monoline writer of title insurance, and is among the leading title insurers in its home state. The company benefits from its market position as the seventh-largest title insurance writer in the United States, writing business in 38 states and Washington, D.C., while maintaining a 2% market share nationwide. Finally, TRG has a formalized ERM program, with Realogy’s board playing an active role in overseeing the company’s risk management and mitigation practices.

This press release relates to Credit Ratings that have been published on AM Best’s website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best’s Recent Rating Activity web page. For additional information regarding the use and limitations of Credit Rating opinions, please view Guide to Best’s Credit Ratings . For information on the proper media use of Best’s Credit Ratings and AM Best press releases, please view Guide for Media - Proper Use of Best’s Credit Ratings and AM Best Rating Action Press Releases .

AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit .

Copyright © 2021 by A.M. Best Rating Services, Inc. and/or its affiliates. ALL RIGHTS RESERVED.

Kourtnie Beckwith
Financial Analyst
+1 908 439 2200, ext. 5124

Christopher Sharkey
Manager, Public Relations
+1 908 439 2200, ext. 5159

Fred Eslami
Associate Director
+1 908 439 2200, ext. 5406

Jim Peavy
Director, Communications
+1 908 439 2200, ext. 5644