Great company but whatever you do...DO NOT, I REPEAT, DO NOT take out a cash advance from your credit card(s) to buy stocks! I cannot stress this enough. I've done it before when I was younger and dumber and ended up having to declare bankruptcy because of it. You will get burned. Especially if you're buying with a margin account. Unless you want to get the dreaded 3:30pm phone call that you had better cover the brokerage's losses before 3:45pm or they will sell your stocks, DO NOT DO THIS! It's a really, really bad idea.