RE:J ai fait un transfert de PLI de mon REER vers CELIi totally get the reasoning..and in the bad times last year I managed to transfer everything over while it was at 1.40, had the space to move it all. since then, been able to pull out enough that I almost have my full contribution space available to me again...
with enough in the game it can very well be a supplemental income, and slowly i'm gaining shares as well.. almost like a personal little lottery every week for life tax free, just in times like this it sucks.