Very risky Look at their “team” page on website. They have literally 3 loan originators. I see loan volume dry up substantially for these guys. Ceo Rob Goodall is the company. He been working like a dog for 35+ years. What happens when he wants to retire? Or gets an unexpected diagnosis? Or worse? No succession plan whatsoever at this company. Rob retires and the banks likely tighten the purse strings and clients start going elsewhere. Those relying on income from this stock are taking way more risk then they think.