They need to get back to where it all beganfixing the US housing market. Something's got to give here. Today, in the US you can get a 30 year term mortgage at 4.1%. You heard me correct. Not a 30 year amortized mortgage but a 30 year term! And that rate is going to fall further as Bernanke will spend $400 bil. to push the rate down further. Really, a 30 YEAR TERM mortgage at 3-4% gotta turn the housing market........had enough for today. Turning off the computer and doing some painting around the house. Beautiful day in T.O.