7.5% DivyNice divy for my 87 year old mother. If she's lucky it will go to 50 by summer. If she isn't, it will return to $36 where she bought in before I locking in the gains before Justin raises the rates, and if it goes below that I'll be heating my house with something that makes very little sense, electicity. Not gonna happen. I know I shouldn't, but I miss oil based house paint - I think it lasted longer.