RE:FeesWell at least one reader responded , not sure why other owners and readers bother looking at this Board.Winter , BMO already has a similar ETF , it's Larry Berman's sleep at night fund , comprised of BMO ETFs and fees on fees as you mentioned , big difference 3% and that assumes BMOs are the best , that l concur but l sold ZWB ,ZWU and HHL to buy this. I have never held Insurance cost , cut back my Land G exposure and other than Pivot , sold at a profit , l have never held Tech. In my case , my opinion HDIV ticks off the boxes of sectors l don't currently hold. Now you other owners push reply , or new post , get off the couch and let's have a forum about this ETF or other suggestions you might have. C'mon guys , it's really not that difficult. Thanks in Advance