RE:TFSAGood for you Winter , you won't be sorry at all. As l previously said HDIV in 2months has gone from nothing to my second largest holding. In fact tomorrow l am selling another stock and deploying all of that into HDIV, just waiting for this months drip shares as l don't want a few shares left in something l may not reenter. In regards to Larry B, l highly respect him but l had no trouble in accessing the 7etfs they hold and their holdings. In fact both ZWU and ZWB are in Larry's fund. More likely he may have been hesitant mentioning a multi sector ETF like his but pays shareholders 3% higher yield than his at similar Mgmt fees. Hope this helps somewhat