RE:RE:Short candidate?are you considering a short here? i can see further US bank weakness if rates hold or grind higher but the oligopoly here always finds ways to extract more profit. The biggest risk here may be NIM grinding lower as more people with large dormant bank balances wake up to the fact they could be making a lot more in a t bill or money market, HISA etf etc., but banks can keep that in house with their own (albeit lower rate HISAs) Mortgage volume and res RE seem to be holding steady for now due to tight supply and people not budging because they cant take their lower rate mortgage with them.