RE:Money Banks are not at a bottom going to take a few quarters imho. Patience if you're building a long position. Also consider bkcl and hmax of the world, they pay every month, although could reduce distribution potentially.
If this recession lasts and stagflation continues along with mortgage reset cycles, could the big 6 ever have to cut divvys? Never say never. Banks bottom when they reach peak provisions, follow that trend. When provisions drop from previous quarter good sign.