No one needs stocks. Just Eglington bubble makers they go up eveyr year tax free at least 20X your savings !
The bank cannot have a situation where collateral is dropping as this would end the Ponzi they have milked for 30 years now .
Dont bother with sotcks or bonds. DOnt even need to work ! just refinance as your crack house rises 300K per year on the money rinting and tap the new found treasure to pay the interest only portion and aewait the next years 300K gain...tax free !
Zero drawdowns in 30 years !! Infinite Sharpe Ratio ! Better than any hedge fund guru !