3.5% GIC From CIBC.... meanwhile Canadian Bonds Yielding2.7%....and that's way up from about 0.8%. Central Banks, Government and media has manipulated the market so much nothing making sense. GICs yielding more than Bonds, LOL.
https://www.cibc.com/en/personal-banking/investments/gics/bonus-rate.html
https://www.macrotrends.net/2522/5-year-treasury-bond-rate-yield-chart
All just my opinion/view/thinking