apologies to the boardSorry about my last post. I was at my parents during the evening and my brother showed up and we started rippin on everything. He hates the banks too (he is a millionaire though not a schmuck like me). I obviously didnt read the posts inbetween my last post and just wanted to fire off one more about banks (and yes alcohol was definetly in me). Poubelle you are right - if u dont ask for something (cheaper commissions the bank will just keep doing what its doing). Its funny u said that bcuz of late I did the same thing with my Bell package and insisted that I would stay on top of their web page which has the most up to date offers bcuz they r always competing - and I have been, so why wouldnt I do the same thing with the bank! Trust me I can be one of the cheapest people around & since I dont like the banks in general why should I let it take more money from me. Again apologies lets see what those darn earnings look like - I frickn hope they r good - we could use good news and I hope the co has some good things to say regarding things.