RE: ConsiderI feel for ya man, I really do....But, if you can stay solvent and hang on, even if it is another year, or 3 even....then the upside should be tremendous. I don't think it will be that long to get you back to even keel.
It is not a 'real loss', until you sell at a loss, although the monthtly statements can be horrendous.
Hang in there.
Great Post by the way.
GLTA