Outstanding GrowthTrustco Bank Corp of NY (TRST) has increased in value 11 fold over the past 10 years. I have been in their DRP for that length of time and have seen my investment grow from $1000 to $11,500, not adding a single penny. This beats the insurance companies by miles. Take a look at TRST in YAHOO and run the 5 year chart. You will be amazed! Cash dividends = 4% with a 15% stock dividend as a Christmas bonus. Trust TRST and you will be satisfied wholly.