RE:RE:RE:RE:CREThat's an odd rule, never borrow to invest? Perhaps, "never borrow to gamble" might be a better statement. I dumped an rrsp loan into CRE many years ago and given my average share price, I've done reasonably well and I've never bought any on margin so I've never had any real worries. But that's a just me, we all go at this in different ways depending on our risk tolerance, age, income and various other factors. You need not be so quick to judge.