You are so negative A lot of convenience stores and drive throughs are their clients as well. Business will not be closed for a year. These shut downs only happen to regroup and figure out less drastic ways to control the virus.
Various countries show that you don't need to close everything to control this. My guess is revenue will be down 20-30% at most this year, with break even profit. With Q2 being really bad.
There will be pent up demand. People will go out more in summer if virus has receded imo. And more is known about deadliness of virus, and we know which antivirals definately work. My guess is that Q3 will be pretty good, and Q1 is mostly unaffected, with Q2 being down 50-60%.
Q4 is a wildcard, anything can happen. If there is another major outbreak, it will be down 50-60%, if not, it will be business as usual.
I think key here is that if restaurant revenues are down 10-15% for a quarter, INX's revenue will be mostly unaffected, unless there are significant closures among their clients.