One last thought I would encourage everyone to look to the major instiutions that have and do hold MINT. Just look at the movement in holdings in the last 12 months. This must say something. As for the new member. I have been in this place before. When a company has a high stake in the company either DEBT, Shares,Options, Warrants etc and is underwater but thinks it can either 1. Turn the company around and get there money back or 2. Make better decessions then the current line up and be in it for the longer run they implement this move. Does the company really need more staff and extra expenses. At least this new individual is VERYVERY smart and has a great understanding of DEBT markets.