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Community Financial System Inc T.CBU.PR.A


Primary Symbol: CBU

Community Financial System, Inc., formerly Community Bank System, Inc., is a diversified financial services company. The Company is focused on four main business lines, such as banking, employee benefit services, insurance services and wealth management. The Company’s banking subsidiary, Community Bank, N.A., operates approximately 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont, and Western Massachusetts. The Company’s Benefit Plans Administrative Services, Inc. subsidiary is a provider of employee benefits administration, trust services, collective investment fund administration, and actuarial consulting services to customers on a national scale. The Company’s OneGroup NY, Inc. subsidiary is a United States insurance agency. The Company also offers comprehensive financial planning, trust administration and wealth management services through its Wealth Management operating unit.


NYSE:CBU - Post by User

Post by jfallenangelon Apr 15, 2006 12:09pm
296 Views
Post# 10687230

NAV 3.37...stock trading at 2.20...insane

NAV 3.37...stock trading at 2.20...insaneCALGARY, ALBERTA--(CCNMatthews - April 13 2006) - Caribou Resources Corp., (TSX VENTURE:CBU) ("Caribou" or the "Company") is pleased to report continued growth in the operational and financial aspects of its business for the reporting period ended December 31, 2005: Highlights - Caribou achieved production growth of 157% from an average of 587 boe/day in 2004 to 1,506 boe/day in 2005. Q4 average production of 1,703 boe/day represented a 52% increase over Q4 2004, and a 15% increase over Q3 2005. - For the year ended December 31, 2005, funds flow from operations was $16.0 million, up 628% compared to the prior year of $2.2 million. On a per share basis, funds flow from operations increased to $0.53 for the year ended 2005, compared to $0.19 in the prior year, a year over year increase of 179%. Q4 funds flow of $0.16 per share represented a 300% increase over Q4 2004. - Average annual operating netbacks continued to improve from $23.03 per boe in 2004 to $35.68 per boe in 2005, representing a 55% increase. On a quarterly basis, Q4 2005 netbacks increased by 83% to $41.66 per boe from $22.80 per boe in Q4 2004. - The Company continued to selectively add to its prospective land base in its two core areas through strategic asset acquisitions and crown land purchases. Most importantly the Company's average working interest in its lands increased from approximately 60% to over 80%. Land values in both Central and Northern Alberta have increased substantially with significant land acquisitions in both core areas. - During 2005, the Company acquired a strategic 100% interest in a 35 mmcf/day gas plant, large diameter pipelines, and gathering systems. The acquisition also afforded access to well rehabilitation and exploitation projects that have resulted in production increases. - Caribou has proven up two significant hydrocarbon discoveries for development during 2006. One of the discoveries is a light oil Keg River discovery at Steen River in Northern Alberta. The other is an Ellerslie Sand light oil and gas development with waterflood potential at Redwater in Central Alberta. - Caribou increased operatorship of our production base from 60% in 2004, to over 85% in 2005. - Net debt to cash flow has improved from 6.4x at December 31, 2004, to 1.4x December 31, 2005. Year-end net debt of $22.1 million requires only 0.98 years of annualized Q4 2005 cash flow. - Caribou replaced production by 261% with total proved plus probable reserves. - Net asset value per share has increased 55% to $3.37 per share at December 31, 2005, calculated before tax at a 10% discount using total proved plus probable reserves.
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