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Canadian Imperial Bank of Commerce T.CM

Alternate Symbol(s):  CM | T.CM.PR.Q | T.CM.PR.P | T.CM.PR.S

Canadian Imperial Bank of Commerce is a Canada-based financial institution. The Company has over 14 million personal banking, business, public sector and institutional clients in Canada, the United States and around the world. The Company has four strategic business units (SBUs): Canadian Personal and Business Banking, Canadian Commercial Banking and Wealth Management, U.S. Commercial Banking and Wealth Management, and Capital Markets and Direct Financial Services. Its Canadian Personal and Business Banking provides personal and business clients across Canada with financial advice, services and solutions through banking centers, as well as mobile and online channels. Its Canadian Commercial Banking and Wealth Management provides relationship-oriented banking and wealth management services to middle-market companies, entrepreneurs, high-net-worth individuals and families across Canada, as well as asset management services to institutional investors.


TSX:CM - Post by User

Comment by Tokatoon Aug 14, 2007 1:06am
291 Views
Post# 13240587

RE: GOOD TRY McCAUGHEY

RE: GOOD TRY McCAUGHEYYour rant contains some elements of a good story, but you are "off" on many things. I don't get you opening line?! CM said earlier that its subprime problems wasn't highly material. They said two weeks ago all is well with the quarter. So what did they do now? They reported that Q2 EPS would be $2.30 after taking writedowns of $290 mm, which is substantially better than anybody's guess (consensus estimate was $1.92 before writedowns). Wht the fcuk is your complaint? I'm at total loss. Are you merely pointing out that they took $290 mm writedown? so what. That's a small amount (only $0.45/per share). And despite this writedown the company's earnings will be HIGHER than expectations. You are a moron...at least as far as this comment is concerned. Yes, the U.S. subprime mortgage is gonna get worse, but CM has limited exposure (not every bank in the world is the same). They do not have a large capital markets business in this area (so not like its gonna highly affect fee income). The portfolio is what it is. Writedowns taken. They could easily just not buy anymore and/or slowly liquidate their investments, which is at least the highest rated amongst CDOs. Canadian economy is strong because our housing prices never reached crazy levels and mortgage lending is rational. Commodity prices remain robust and that further separates the Canadian economy with the U.S. As well, Canada is not running large deficits like in the U.S.
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