RE: Big jump today....thnx jab and golden. A friend of mine whom I respect has been trying to tell me that you can opt out and pay at the end. The point about tax being due upon income being generated makes sense. It's like when casino's take the govt's cut when you win. You'd have to figure the govt would have itself covered - but what a shame - I would love to opt out and cut them a cheque later down the line............glta!!