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Home Capital Group Inc HMCBF


Primary Symbol: T.HCG

Home Capital Group Inc. is a Canada-based holding company that operates through its principal subsidiary, Home Trust Company (Home Trust). Home Trust is a federally regulated trust company offering residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending and credit card services. In addition, Home Trust and its wholly owned subsidiary, Home Bank offer deposits through brokers and financial planners, and through a direct-to-consumer brand, Oaken Financial. Its mortgage lending includes classic single-family residential lending, insured residential lending, residential commercial lending, and non-residential commercial lending. Its consumer lending loan portfolio comprises credit cards, lines of credit and other consumer retail loans. In addition, the Company manages a treasury portfolio to support liquidity requirements and invest excess capital.


TSX:HCG - Post by User

Bullboard Posts
Post by DaveAuon Apr 14, 2008 10:14pm
200 Views
Post# 14970545

Market Call Pick

Market Call Pickhttps://network.nationalpost.com/np/blogs/tradingdesk/archive/2008/04/14/jaguar-mining-and-major-drilling-godin-s-manager-picks.aspx

Mr Godin considers Home Capital, which is involved in the residentialmortgage market and has some credit card business, the solid playerhere in Canada. “It is currently benefiting from the collapse of thecommercial paper market, in that the other non-traditional mortgageplayers like Xceed are experiencing a lot of difficulties because theyare unable to access financing. Home Capital Group remains the keyplayer in the non-traditional mortgage market in Canada, has no issuesin having access to capital and keeps on growing at quite a tremendousrate while still providing very high returns... It is not sufferingfrom any credit issues as it has its own wholesale access to varioussources of financing. The Canadian residential market in general isstill quite healthy, it is not in the same paradigm as the U.S. marketis. So the share price has been up and down from $42 to $32, but theresults keeping kicking in, and revenues and earnings keep on coming atroughly more than 30% year-over-year. So it’s a cheap stock.”
Bullboard Posts