I'm Now Short-Term NegativeThe BOLI issue that hit FITB and WB was a mini-wake-up call about the risks that we cannot see. The problem isn't just CDOs and SIVs, but a culture of super leverage to get high ROEs. We are seeing a massive deleveraging, which means normalized bank earnings likely to be lower than previously thought. And worried that LEH going down (as early as this week). That will take CM down particularly. Still a long-term believer, but don't want to own it now. Sold my position last week (sorry didn't post then).