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Toronto-Dominion Bank T.TD

Alternate Symbol(s):  TD | TDBCP | T.TD.PF.A | TDOPF | T.TD.PF.C | T.TD.PF.D | TDBKF | TDOMF | T.TD.PF.E | T.TD.PF.I | T.TD.PF.J

The Toronto-Dominion Bank (the Bank) operates as a bank in North America. The Bank's segments include Canadian Personal and Commercial Banking, U.S. Retail, Wealth Management and Insurance, and Wholesale Banking. Its Canadian Personal and Commercial Banking segment offers a full range of financial products and services to approximately 15 million customers in the Bank’s personal and commercial banking businesses in Canada. Its U.S. Retail segment offers a range of financial products and services under the brand TD Bank, America’s Most Convenient Bank. U.S. Retail Segment also TD Auto Finance U.S., TD Wealth (U.S.) business. Wholesale Banking segment operates under the brand name TD Securities, which offers a range of capital markets and corporate and investment banking services to corporate, government, and institutional clients. Its Wealth Management and Insurance segment provides wealth solutions and insurance protection to approximately six million customers in Canada.


TSX:TD - Post by User

Bullboard Posts
Comment by Felix56on Oct 15, 2008 12:55pm
355 Views
Post# 15526844

RE: Bigger is better

RE: Bigger is betterI strongly disagree with your statement that bigger is better, growing bigger and better has only sense when you improve efficiency and not covering own past mistakes.

Probably, you didn't hear news from around the world.  It is sad that people still stand behind the utopian idea, bigger is better which is nothing more than a monopoly. 

Monopoly existing in any industry, including banking end up being inefficient and mismanaged.

If you just look  at the biggest corporation in U.S.A.,  e.g. from the 50's or 60's, you will find that those who were biggest in the world, only few still exist.  Few of those that still exist are straggling to survive in today's market.  

Try to imagine, what could happen if A.I.G. or Merrily Lynch were holding our market.  We would probably look like Iceland today.  I believe our banking systems should exist in those regions of the country that provide services to the people and businesses, different banking system should be for those who want to venture to other countries.

Next few quarters, we will know how much it will cost us banking in U.S.  We already know first pinch of cost of borrowing money from T.D.  We will see the full picture 3 to 4 years from now.

I am curious if you ever counted how much it cost us Sept.11 or flooding in New Orleans, insurance that was passed on to the people.
Canadians live in a country with enormous resource sector, what we need is good stewardship  of our resources  which could give us  wealth for many generations to come.  We don't need any extremist left or right , just common sense politics. 

Regards,
Felix56
Bullboard Posts