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Royal Bank of Canada T.RY

Alternate Symbol(s):  RY | RBCPF | T.RY.PR.J | T.RY.PR.M | RBMCF | T.RY.PR.N | T.RY.PR.O | RYLBF | T.RY.PR.S

Royal Bank of Canada is a global financial institution. Its business includes Personal & Commercial Banking, Wealth Management, Investor Services, Capital Markets and Insurance. The Personal & Commercial Banking comprises its personal banking operations and certain retail investment businesses in Canada, the Caribbean and United States, as well as its commercial and corporate banking operations in Canada and the Caribbean. Wealth Management provides a full suite of investment, trust and other wealth management solutions and businesses. Capital Markets provides public and private companies, institutional investors, governments and central banks globally with a range of capital markets products and services across its two main business lines, Corporate and Investment Banking and Global Markets. Insurance offers a range of life, health, home, auto, travel, wealth and reinsurance advice and solutions, and creditor and business insurance services to individual, business and group clients.


TSX:RY - Post by User

Bullboard Posts
Comment by fcabreseon Jan 24, 2009 12:35pm
321 Views
Post# 15726235

RE: RE: from the FP

RE: RE: from the FPWonder if this is the same BMO analyst that did a hatchet job on Scotia a few months back.  Seems like it's always a BMO weatherman that's behind a big drop in one of their competitor's s.p.

IF the Big Five keep paying out these kind of dividend yields, you're right that they're oversold.  If they start to cut dividends, then we won't have seen the end of this sell-off.  Right now, 6-7% yields look pretty good and I am shocked that we're still seeing downward pressure when there hasn't been a shock or surprise regarding any of them for the past few months.  I wouldn't dive headfirst into financials now, but if you're holding for the long term, I don't see why adding them bit by bit would be a bad idea.  None of the Canadian banks are going under...all of them are likely going to report profits (although reduced) again this year - so I don't see a lot of risk here...just no "get rich quick" potential.

On a sidenote, one of my neighbours works for one of said banks (would wish to remain anonymous) as a financial advisor.  He told me that his branch is already well ahead of planned growth for Q1 and his boss said their district (in the GTA) is also ahead of plan to this point.  Their lending book has grown nearly as fast as last year's, but their investment sales have been below target (wonder why...lol).  The only point I'm trying to make here is that it would appear on the surface that retail banking is still functioning as intended.  That's only one component of banking, but the world is still revolving...

It'll be an interesting year - hope too many people don't start jumping off bridges.
Bullboard Posts