An unpolished gemA few folks here seem to be quite emotionally invested in this stock which may be clouding their judgement. As anyone who's actually been involved in building a technology-based services company will attest, building the revenue base that Points has achieved is no small feat. When I started watching the company a couple of years back, it was apparent to me that the stock price had gotten ahead of where the company actually was in the development cycle; it's now fallen to level that undervalues the position it has staked out. I started accumulating at the 50-cent level, and will continue doing so as the company works its way out of penny-stock status. In my view, Points is one of the few holdings in my portfolio that has a real shot at turning into a 10-bagger in the medium term (2 to 3 years), with little additional downside risk.