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Home Capital Group Inc HMCBF


Primary Symbol: T.HCG

Home Capital Group Inc. is a Canada-based holding company that operates through its principal subsidiary, Home Trust Company (Home Trust). Home Trust is a federally regulated trust company offering residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending and credit card services. In addition, Home Trust and its wholly owned subsidiary, Home Bank offer deposits through brokers and financial planners, and through a direct-to-consumer brand, Oaken Financial. Its mortgage lending includes classic single-family residential lending, insured residential lending, residential commercial lending, and non-residential commercial lending. Its consumer lending loan portfolio comprises credit cards, lines of credit and other consumer retail loans. In addition, the Company manages a treasury portfolio to support liquidity requirements and invest excess capital.


TSX:HCG - Post by User

Bullboard Posts
Comment by DaveAuon Nov 07, 2009 6:05pm
1439 Views
Post# 16464533

RE: Scotia Capital Target Raised to $49

RE: Scotia Capital Target Raised to $49

The quarterly results are not nearly as exciting when you back out the 11.4 MM mark-to-market to gain (partially offset by a 3.9 MM hedge loss). The year to date mark-to-market figure was only 3.3 MM so the 9 month numbers are a better guide. Even after the recent share price rise, its still only around a 10 PE. I still need to listen to the CC.

I don't really pay much attention to analyst target prices but I usually find the reports are worth a read. Here's a little snippet from the BMO report about the coming accounting changes (the Jennings report posted on the thread earlier this year also discussed this).

We are also introducing a 2011 EPS estimate of $5.25

based on current Canadian accounting standards. Although IFRS for

mortgage securitizations has not yet been finalized, we have also

estimated 2011 EPS under two possible scenarios. Under scenario

A, assuming net interest income on mortgages securitized during

the period instead of gains on sale, our 2011 EPS estimate would 

be $4.50. However, under scenario B, assuming net interest income

on mortgages securitized during the period instead of gains on sale

plus net interest income on the portfolio of mortgage-backed security

assets under administration, our 2011 EPS estimate would be $6.00.

Thus, under IFRS our 2011 estimate would be 15% above or below

the $5.25 under current Canadian accounting standards.

Bullboard Posts