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Mount Logan Capital Inc N.MLC

Alternate Symbol(s):  PYCFF

Mount Logan Capital Inc. is an alternative asset management and insurance solutions company. It is focused on public and private debt securities in the North American market and the reinsurance of annuity products, primarily through its wholly owned subsidiaries Mount Logan Management LLC (ML Management) and Ability Insurance Company (Ability), respectively. It also sources, evaluates, underwrites, manages, monitors and primarily invests in loans, debt securities, and other credit-oriented instruments that present attractive risk-adjusted returns and present low risk of principal impairment through the credit cycle. ML Management is registered as an investment adviser with the United States Securities and Exchange Commission. It is registered to act in an investment advisory role for clients in the United States. Ability's long-term care portfolio's morbidity risk has been largely re-insured to third parties, and Ability is no longer insuring or re-insuring new long-term care risk.


NEO:MLC - Post by User

Bullboard Posts
Comment by brendellyon Dec 08, 2009 7:42pm
668 Views
Post# 16566822

RE: RE: RE: RE: RE: RE: MAR is worth......

RE: RE: RE: RE: RE: RE: MAR is worth......

Octagon Capital put out a report last week with a $4.00 12 month target, they did a few different scenarios regarding debt/equity financing. Excuse the format.
ecommendation: SPECULATIVE BUY

Updated Feasibility Study – Increased Reserves

and Improved Operations

Event

Marathon’s Updated Feasibility Study has identified areas of significant

improvement over the Initial Feasibility Study. In addition, the recovery

in the metal markets, improved credit, and an uptick in automobile

manufacturing have resulted in a more favourable environment for

development of the Marathon PGM-Cu project.

We are moving to a SPECULATIVE BUY recommendation with a oneyear

target price of $4.00.

Reasons to Own this Stock

Good leverage to palladium: Marathon presents one of the few

opportunities to participate directly in palladium, which we believe has

more upside than platinum. Currently, palladium trades at US$360/oz

and platinum trades at US$1,440/oz, for a ratio of 4:1. We expect the

ratio to decrease to 3.2:1. We believe that PGM demand will likely

increase significantly, as the market sees increasing demand alongside a

slow supply response. We are forecasting a long-term platinum price of

$1,700 (18% higher than today), versus a long-term palladium price of

$531.25/oz (an increase of 47%).

Good value: At today’s metal prices, the after-tax NAV for the project at

an 8% discount is $417.8 million, assuming a 50:50 debt-to-equity

financing of the $360 million of upfront capital. At our forecast prices,

the after tax NAV @ 8% is $549.3 million, assuming similar financing.

Further upside: The Marathon plant will provide infrastructure to not

only recover the current reserves, but potentially production from

nearby Geordie Lake, Bamoos Lake, and the high-grade PGM lenses

outside the current pit. Marathon’s large land position is also underexplored,

and could host further potential resources.

Few Canadian mining companies on which to play palladium: About 30% of

the palladium mined comes from South Africa as a by-product of

platinum production, while roughly 45% of the palladium production

comes from Russia as a by-product of nickel production. Other than

North American Palladium (PDL-TSX) and Stillwater Mining (SWCNYSE),

there are few mining companies with significant exposure to

Overview

We are moving to a SPECULATIVE BUY

recommendation on Marathon PGM Corp. with a 12-

month target price of $4.00 due to:

The leverage to palladium Marathon’s flagship

project has.

An after-tax NAV @ 8% of $417.8 million.

Significant upside potential through exploration.

Rising metal prices.

Precious metal company upside.

COMPANY BULLETIN

December 1, 2009

Marathon PGM Corp. 2 December 1, 2009

Analyst: Hendrik Visagie, MBA · (416) 306-2519 · rvisagie@octagoncap.com

Palladium; other North American production is as a by-product of nickel and copper

production.

Precious metal company upside: We have used an 8% discount rate to calculate the NAV, a

rate is similar to that used for base metal projects. However, precious metals account for

nearly 65% of the cash flow. Many precious metal projects use a 5% discount rate to

calculate net asset value. If a 5% discount rate is used, the NAV increases by $163 million

based on our metal price forecasts.

Comparison of Initial Feasibility Study and Updated Feasibility Study

On December 19, 2008, Marathon released a Feasibility study on its Marathon PGM-Cu

Project. At the time of the release, metal prices had collapsed due to the world financial

crisis. However, the project economics in the study were positive, based on the three-year

trailing average prices, which were significantly higher than the prices at the time (copper

was trading at $1.61/lb, platinum at $803/oz, and palladium at $183/oz). In addition, a close

review of the study indicated a number of areas that could be improved and required more

study. In 2009, the Company further drilled the pit to upgrade the reserves; conducted

metallurgical test work to confirm the metallurgy; and had the pit redesigned and the

capital costs revisited. Strategic in-fill drilling of the pit added some areas where ore had not

previously been identified. As a result of the additional work completed, four areas of

improvement have been identified, resulting in positive improvements to the project:

(1) decreased capital costs, (2) decreased operating costs, (3) improved metallurgy, and

(4) increased tonnage of ore.

Exhibit 1: Updated Study vs. Initial Study

Capital Investment Updated Feasibility Initial Feasibility Change

Pre-production Millions $351 $386 -$35

Life-of-mine Millions $495 $586 -$91

Operating Cost $/tonne milled $13.39 $13.50 -
.11

Metallurgical Recoveries

Copper 90.80% 90.80% 0.00%

Platinium 71.00% 63.00% 8.00%

Plalladium 80.10% 77.00% 3.10%

Gold 79.90% 73.00% 6.90%

Silver 74.50% 77.00% -2.50%

Source: Octagon Capital Corp.

Exhibit 2: Change in Mineable Reserves

Tonnes Cu % Pd g/t Pt g/t Au g/t Ag g/t Cu lbs (M) Pd Oz (000) Pt Oz (000) Au Oz (000) Ag Oz (000)

Updated Study 91,447,000 0.247 0.832 0.237 0.085 1.44 497 2,447 696 251 4,235

Initial Study 79,347,000 0.266 0.757 0.234 0.079 1.58 465 1,931 597 202 4,031

Change 12,100,000 0.119 1.326 0.255 0.127 0.53 32 516 99 49 204

*Note the change in tonnage from 2009 drilling and metallurgical improvements has resulted in the addition of ore with low grade copper and higher

grade PGMs.

Source: Octagon Capital Corp.

Marathon PGM Corp. 3 December 1, 2009

Analyst: Hendrik Visagie, MBA · (416) 306-2519 · rvisagie@octagoncap.com

Via the updated study, the Company has optimized the Marathon operations through a pit

redesign that not only captures the new ore reserve but also relocates the ramps so that the

haulage distances for waste is minimized, lessening capital and operating costs. The

increased reserve also results in a lower ore-to-waste ratio.

The big change in the updated study is the optimization of the metallurgy, resulting in

improved PGM recoveries, capital and operating cost reductions, and increased resources,

which all contribute to the improved economics.

Exhibit 3: Comparison Study of Updated Feasibility

*All in C$ unless noted Updated Feasibility Initial Feasibility Change

Copper Price US/lb $2.91 $3.12 -
.21

Palladium Price US/oz $321.00 $345.00 -$24.00

Platinum Price US/oz $1,347.00 $1,340.00 $7.00

Gold Price US/oz $819.00 $688.00 $131.00

Exchange Rate Cdn/US 1.1 1.09 0.01

Undiscounted cash flow (pre-tax) Millions $847 $510 $337

Undiscounted cash flow (after tax) Millions $596 $369 $227

After- Tax NPV @ 6% (8% in Initial Feasibility) Millions $251 $77 $174

IRR (pre-tax) 21.00% 15.50% 5.50%

IRR (after tax) 17.00% 12.40% 4.60%

Payback period Years 4.4 4.7 -0.3

Proven and probable reserves contained

Copper Millions lbs 497 465 32

PGM+Au Millions oz 3.4 2.7 0.7

Silver Millions oz 4.2 4 0.2

Average annual metal production 1st 5 years

Copper Millions lbs 37 42 -5

PGM+Au oz 234,000 201,000 33,000

Silver oz 182,000 310,000 -128,000

Cash cost per PGM+Au oz (net of credits) US/oz -$14.40 -$53.00 $38.60

Cash cost per Cu lb (net of credits) US/lb -0.25 0.28 -
.53

*Note: The cost of producing PGM has increased due to increased PGM production and the reduced

copper production, resulting in a lower credit per ounce of PGM.

Source: Octagon Capital Corp.

Metals Market Overview

Auto Demand

In 2008, catalytic converters for automobiles represented the primary demand for platinum

and palladium, at roughly 62% of the 13.2 million oz consumed. Last year, platinum supply

was in a slight deficit and palladium supply was in a surplus. Depending on the relative

price of platinum and palladium, the manufacture of autocatalysts will substitute one of the

metals for the other. While the monthly ratio of palladium-to-platinum prices has varied

from less than 1:1 to up to 5.34:1 over the last 20 years, the average ratio is 2.54:1. Recently,

the ratio of palladium to platinum has been roughly 3.91:1; as the North American car

market recovers and the technology to use palladium for autocatalysts in diesel cars

improves, we see the ratio declining. In our long-term forecast, we have used a 3.2:1 ratio.

Marathon PGM Corp. 4 December 1, 2009

Analyst: Hendrik Visagie, MBA · (416) 306-2519 · rvisagie@octagoncap.com

Demand From Emerging Markets of China and India

Recently, Chinese state media reported that annual car production topped 10 million units

for the first time, and is set to challenge the U.S. and Japan for the top spot. In 1999,

production in China was 565,366 cars; by 2008, it was 6,737,745 cars – a tenfold increase over

the 10-year period. It appears that the rapid increase in car production is continuing in 2009.

In addition, India produced 533,149 cars in 1999, increasing to 1,829,677 cars by 2008. While

India’s car production growth is much slower than that of China, we believe it will become

much more significant over the next 10 years.

With growth will come increased demand for PGM. While there is a lot of talk that new car

technology will reduce demand for autocatalysts, we do not see the advent of hybrid and

electric cars as an immediate threat. Hybrid cars will in fact require increased use of PGM in

their autocatalysts due to the start-stop nature of their burning of hydrocarbons, and electric

cars are currently at a large cost disadvantage versus regular combustion cars and hybrids.

Going forward, we expect the car market outside of China to resume normal growth; the

only question is over what time period. Over the next 10 years, based on China doubling its

current car production, India’s car production continuing its growth trajectory, and the rest

of the world’s auto production returning to its historical output level and then growing at

normal growth rates, we can easily see autocatalyst demand increasing 50% plus from

current levels.

Supply Side Constraints

We believe such an increase in PGM demand will be difficult to fill from increases in mine

supply, unless PGM prices increase. Roughly 75% of the world’s platinum and 25% of the

world’s palladium supplies come from South Africa, and recent increases there in power

and labour costs, coupled with a strengthening rand and required new investment to access

deeper ore zones, will push production costs higher for South African PGM miners. In

addition, Norilsk produces 45% of the world’s palladium and 15% of the world’s platinum

as by-products of its nickel operations. Given the outlook for nickel prices, we do not see

Norilsk expanding production significantly in the near term. Furthermore, it is believed that

the Russian palladium stockpiles that have kept the palladium supply in balance are

depleted or near depleted. This will further impact the supply side of the equation.

As a result of increasing demand and limited supply, we are forecasting a platinum price of

$1,700/oz and a palladium price of $531/oz.

In addition, our long-term forecast for copper is $3.00/lb, for gold is $1,000/oz, and,

assuming a silver-to-gold ratio of 52:1, a silver price of $19.23/oz.

Marathon PGM Corp. 5 December 1, 2009

Analyst: Hendrik Visagie, MBA · (416) 306-2519 · rvisagie@octagoncap.com

Valuation

Marathon has been working on the Marathon PGM-Cu deposit since 2004, and has done

extensive drilling to date. A Preliminary Economic Assessment, a Feasibility Study, and an

Updated Feasibility Study have all been completed on the project. Marathon submitted an

Environmental Impact Statement (“EIS”) in 2007, which was rejected. Since then, the

Company has changed their Environmental consultants and has forged close relationships

with local groups, including natives. Now that the Updated Feasibility Study is complete,

the Company will be submitting its revised EIS study. The Company expects that the project

will be approved over the next 18 months, and that project construction can start in 2011 and

be completed in 2012. We have modelled for project start-up in 2013.

Exhibit 4: Assumptions

Metal Prices Long-term Forecast Previous Assumption Current Price

Cu (US$/lb) 3 2 3.06

Au (US$/oz) 1000 800 1128.75

Pt (US$/oz) 1700 1200 1418

Pd (US$/oz) 531.25 460 363

Ag (US$/oz) 19.23 16 17.74

Exchange Rate (C$ per US$) 1.05 1.11 1.05

Source: Octagon Capital Corp.

Exhibit 5: Comparison of Octagon's New Case And Old Case

( In C$, unless noted) New Case Old Case Difference

Production rate (tpd) 22,000 22,000 -

LOM (years) 11.4 13.5 -2.11

Annual Payable Cu (000 lb) 37,862 37,984 -122

Annual Payable PGM + Au (000 oz) 213 185 28

Production

Waste Mined (000 tonnes) 263,472 362,242 -98,770

Total Ore milled (000 tonnes) 91,446 103,213 -11,767

Total tonnage of ore & waste (000 tonnes) 354,918 465,455 -110,537

Payable Cu (000 lbs) 431,171 512783 -81,612

Pd equivalent oz (000 oz) 3,541 3616 -75

Payable PGM+Au (000 oz) 2,427 2493 -66

Strip ratio 2.88 3.66 -0.78

Financials

Capital Expenditure total (millions) $495 $308 $187

Operating costs total (millions) $1,224 $1,314 -$90

Operating costs per ton of ore milled $13.39 $13.00
.39

Cash Costs per Pd equivalent oz (US$) -$15.69 $95.00 -$110.69

NSR per tonne of ore milled $34.00 $27.00 $7.00

Valuation

After Tax NAV @ 8% (9% Old Case) $549 $498 $51

Fully Diluted Shares o/s at Production (Millions) 86 49 36

NAV per Share $6.42 $10.15 -$3.73

Source: Octagon Capital Corp.

Marathon PGM Corp. 6 December 1, 2009

Analyst: Hendrik Visagie, MBA · (416) 306-2519 · rvisagie@octagoncap.com

Financing and Cash Resources

Marathon has approximately $10.0 million in its treasury, and is examining a variety of

different methods of securing the required funding to develop the Marathon deposit,

including joint ventures, royalty arrangements, project equity, and debt instruments.

We have assumed that the project will require $360 million of preproduction financing,

which will be funded 50% by equity and 50% by debt (paying 7.5% interest), with payback

over four years. We have assumed costs of $120 million in mining equipment, to be leased

with a 10% down payment and financing of the balance over five years at 9% annual

interest. The down payment is in the preproduction capital, and the balance is paid in post

production capital.

On November 15, 2009, the Company had 30,241,880 shares outstanding. The 2,501,250

warrants outstanding are expected to expire; 2.7 million share options outstanding have an

average strike price of
.91 per share. We have increased the total number of shares to

40 million to provide for a fundraising prior to the major project financing.

For the purpose of valuation of the project, we have assumed that the major financing, once

debt has been lined up – subject to equity financing and once approvals to build the project

are received – will be completed at an average of $4.00 per share. As a result, there would

be 86 million shares outstanding (pro-forma) and the NAV per share would be $6.42.

Exhibit 6: Major Financing

Per Share Price $2.00 $3.00 $4.00 $5.00 $6.00 $7.00 $8.00

New Shares 91,397,849 60,931,900 45,698,925 36,559,140 30,465,950 26,113,671 22,849,462

Diluted Shares 40,000,000 40,000,000 40,000,000 40,000,000 40,000,000 40,000,000 40,000,000

Total Shares 131,397,849 100,931,900 85,698,925 76,559,140 70,465,950 66,113,671 62,849,462

Value Per Share $4.19 $5.45 $6.42 $7.18 $7.80 $8.32 $8.75

Source: Octagon Capital Corp.

Sensitivity

At today’s prices, the project has an after-tax NPV of $417 million. However, at these prices,

a cash shortfall of $20 million would occur in the first year of operation due to lower metal

prices and the need to cover working capital. At the lower prices, we make the assumption

that the project would be financed at $2.00 per share for total shares of 110 million and the

NAV per share would be $2.95 per share.

Exhibit 7: Financing Sensitivity

Today's Prices NAV Finance Equity Shares NAV/Share

8% $417,816,102 $2.00 141,397,849 $2.95

5% $547,309,473 $4.00 90,698,925 $6.03

8% $549,922,165 $4.00 85,698,925 $6.42

5% $712,039,397 $5.00 76,559,140 $9.30

Long Term Prices

Source: Octagon Capital Corp.

Marathon PGM Corp. 7 December 1, 2009

Analyst: Hendrik Visagie, MBA · (416) 306-2519 · rvisagie@octagoncap.com

It should be noted that in the case of our long-term metal prices, nearly 65% of the revenue

is from PGM; as a result, the lower discount rate may be more applicable for calculating

NAV than the 8% rate that is generally used for base metal projects. We also note that the

project is a semi-brownfields project with a work force, infrastructure, and power nearby. In

addition, the project is located in Ontario, Canada, which is a low-risk area for mine

development.

Further Upside Potential

The Geordie Lake Deposit has a total resource (including Inferred resources) of 35 million

tonnes of low-grade copper and PGM. There is potential through drilling to double this

resource, and we believe that it will make economic sense to process the Geordie

Lake ore through the nearby Marathon mill – either at the end of the current

Marathon project life or through an expanded operation. The Company plans to

drill this prospect in 2010.

In addition, the Bamoos deposit is located north-west of the Marathon pit, and

there are indications that potential exists for up to 5 million tonnes of resources.

The Company plans to drill the prospect sometime in 2010.

The Company has further outlined a zone of high-grade PGM with little copper

in the pit, and this zone dives to the west of the pit, where there appears to be

potential for a high-grade underground resource.

Conclusion

The Updated Feasibility Study, coupled with an improved outlook for PGM,

provides the basis for updating our Marathon model. While the Marathon story

on a technical basis is improving, the increased capital costs, a strong Canadian

dollar, and difficult equity market have resulted in our target price declining

from an original $9.80 per share. We have arbitrarily set our new target at $4.00

per share – roughly 60% of after-tax NAV at an 8% discount. We believe that as

palladium price increases to our long-term average, MAR shares will also rise.

We also believe that ultimately, the Company will be able to nearly double the current feed;

hence, there is significant upside potential.

We are therefore recommending Marathon PGM Corp. as a SPECULATIVE BUY with a

target price of $4.00.

TORONTO CALGARY

181 University Ave. 606 – 4th St., S.W.

4th Floor Suite 1400

Toronto, ON M5H 3M7 Calgary, AB T2P 1T1

Tel: (416) 368-3322 Tel: (403) 750-0475

Fax: (416) 368-3811 Fax: (403) 750-0499

IMPORTANT DISCLOSURES

Stock Ratings

Speculative BUY: The stock is in a high growth sector where price

patterns are more volatile and of inherently greater risk.

BUY: The stock is expected to exceed the average total return of the

industry sector, on a risk-adjusted basis, over the next twelve

months.

HOLD: The stock is expected to be in line with the average total

return of the industry sector, on a risk-adjusted basis, over the next

twelve months.

SELL: The stock is expected to be below the average total return of

the industry sector, on a risk-adjusted basis, over the next

12 months.

Distribution of Ratings

Out of approximately 31 stocks in the Octagon Capital Corporation

coverage universe, the ratings distribution is as follows:

Speculative BUY 16.1%

BUY 64.5%

HOLD 9.7%

SELL 6.5%

Under Review 3.2%

Distribution of ratings is updated the first of every month.

Compensation Policy

Analysts are compensated based on their performance. Some of the

evaluation criteria are: quality and effectiveness of research,

soundness of the evaluations and recommendations, client

feedback, internal peer reviews, analytical skills, profitability of the

Capital Markets Group, timeliness and responsiveness.

Dissemination Policy

Octagon Capital Corporation shall deal fairly and objectively with

all clients when disseminating investment recommendations and

material changes from prior research reports. Octagon Capital

Corporation utilizes a variety of channels to ensure, on a best effort

basis, timely and effective dissemination of its research to its retail

and institutional clients via electronic mail, fax, telephone or mail.

Sales staff maintains a list of all clients and the securities or other

investments each client holds to facilitate notification of clients of a

change in an investment recommendation or updates in the subject

security. Initial recommendations are made available to all clients

who indicate an interest.

Additional Disclosures

The analyst and/or associate and/or any immediate family member

owns shares in the Company.

The Analyst who prepared this comment has viewed the material

operations of the issuer.

The information contained herein has been obtained from sources that we

believe reliable but Octagon Capital Corporation cannot guarantee its accuracy

or completeness. This report is for the information of clients only and does not

constitute an offer to buy or sell any of the securities mentioned herein. Octagon

Capital Corporation and/or its directors, officers, employees and affiliated

companies may at times have a position in the securities mentioned herein.

Octagon Capital Corporation is a wholly owned subsidiary of Octagon Capital

Partners Inc. This report may not be reproduced in whole or in part without the

express written consent of Octagon Capital Corporation. Octagon Capital

Corporation is a member of the Canadian Investor Protection Fund

U.S. Persons

Any U.S. person wishing to make any inquiries or effect a transaction in any

security mentioned in this report, or any other security, should contact Octagon

America Limited (“OAL”), a broker dealer registered in the United States.

Subject to the limitations described herein, OAL accepts responsibility for this the

content of this report. This report was prepared by an affiliate of OAL that may

not be subject to U.S. rules regarding research reports and research analyst

independence.

RESEARCH

Base & Precious Metals Special Situations

Hendrik M. Visagie, MBA (416) 306-2519 Max Vichniakov, MBA (416) 306-2514

rvisagie@octagoncap.com mvichniakov@octagoncap.com

Rob Chang, MBA (416) 306-2558 Annie Zhang, CFA, MBA (416) 304-7792

rchang@octagoncap.com azhang@octagoncap.com

Annie Zhang, CFA, MBA (416) 304-7792 Consumer Products

azhang@octagoncap.com Robert Gibson, CFA (416) 306-2544

rgibson@octagoncap.com

Energy

Warren Verbonac (403) 750-0497 Associates

wverbonac@octagoncap.com Nancy Turner (416) 306-2538

nturner@octagoncap.com

Arthur Kwan CFA, MBA (403) 206-2140

akwan@octagoncap.com Tracy Nong (416) 306-2549

tnong@octagoncap.com

SALES

David McLeish (416) 306-2518 Peter Winnell (416) 306-2517

dmcleish@octagoncap.com pwinnell@octagoncap.com

Alice Tsang (416) 306-2510 Katrin Tosine (416) 304-7781

atsang@octagoncap.com ktosine@octagoncap.com

Sylvia Lai (416) 304-7782 Sales & Trading Assistant

slai@octagoncap.com Gloria Spoden (416) 304-7844

gspoden@octagoncap.com

TRADING

John Ponech (416) 306-2516 Gordon Baker (416) 306-2532

jponech@octagoncap.com gbaker@octagoncap.com

Jean-Marc Musacchia (416) 306-2528

jmmusacchia@octagoncap.com

www.octagoncap.com

1-888-478-8888

Octagon Capital Corporation is an independent investment banking partnership creating wealth through ideas.

Participating Organization of the TSX

Member of the Investment Industry Regulatory Organisation of Canada

All of the views expressed in the research report accurately reflect the research analyst's personal views about any

and all of the subject securities or issuers

No part of the research analyst's compensation was, is, or will be, directly or indirectly, related to the specific

recommendations or views expressed by the research analyst in the research report.

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