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Toronto-Dominion Bank T.TD

Alternate Symbol(s):  TD | TDBCP | T.TD.PF.A | TDOPF | T.TD.PF.C | TDBKF | T.TD.PF.D | TDOMF | T.TD.PF.E | T.TD.PF.I | T.TD.PF.J

The Toronto-Dominion Bank (the Bank) operates as a bank in North America. The Bank's segments include Canadian Personal and Commercial Banking, which provides financial products and services to personal, small business and commercial customers, and includes TD Auto Finance Canada; U.S. Retail segment, which is comprised of personal and business banking in the United States, operating under the brand TD Bank; Wealth Management and Insurance segment includes the Canadian wealth business which provides investment products and services to institutional and retail investors, and the insurance business which provides property and casualty insurance, as well as life and health insurance products to customers across Canada, and Wholesale Banking segment provides a range of capital markets, investment banking, and corporate banking products and services, including underwriting and distribution of new debt and equity issues, providing advice on strategic acquisitions and divestitures.


TSX:TD - Post by User

Bullboard Posts
Comment by HarrisonFjordon Dec 15, 2009 2:04am
268 Views
Post# 16587345

RE: bonus question

RE: bonus questionWell, well Mr. Reid as I stated before it is a pittance.  I can tell for a fact not everyone received at least $2,500 as a bonus on top of the pitiful wage tellers & call centre employees earn.  I could tell you horror stories about bank managers at both TD &  BMO whose jobs became "redundant". 

Redundant = Your pay went too high and the bank wants to replace you with an employee who earns less money.

Your quote: "That's not even taking into account the larger bonuses for traders, analysts, and portfolio managers whose bonuses are based on their value to the bank."

Value to the bank you say?  Hmmmmmmmmmm.  Let's take a look.

Sept. 30, 2007 the TD share price was $75.70.
Sept. 30, 2008 the TD share price was $60.06.  Even adjusted for dividends the SP was only $60.54.

Were there bonuses paid out that year?  By golly you bet there were.  When the performance of the SP declined by over 25% for the "REAL OWNERS" of the bank, how much value did the traders, analysts, portfolio managers and most of all senior management add to the value of the bank.? Using your pretzel logic, all of the above should have given money back at the end of the fiscal year.  Sorry but there was no value created, instead value diminished.

Sept. 30, 2008 the TD share price was $60.06.
Sept. 30, 2009 the TD share price was $69.25.

Well that's a bit better but those same folks only made back slightly over 60% of the money they lost in the previous year.  Sorry but with that horrendous performance I cannot see the justification for record bonuses being paid out.  In fact they're still roughly 40% in the hole and should receive no extra compensation as the "REAL OWNERS" have still been given the short end of the stick once again. 

I can't understand for the life of me why so many here defend a management team that receives more than enough money in their base salaries without these extravagant bonuses that WE the shareholders cannot afford to pay!
Bullboard Posts