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Home Capital Group Inc T.HCG

Home Capital Group Inc. is a Canada-based holding company that operates through its principal subsidiary, Home Trust Company (Home Trust). Home Trust is a federally regulated trust company offering residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending and credit card services. In addition, Home Trust and its wholly owned subsidiary, Home Bank offer deposits through brokers and financial planners, and through a direct-to-consumer brand, Oaken Financial. Its mortgage lending includes classic single-family residential lending, insured residential lending, residential commercial lending, and non-residential commercial lending. Its consumer lending loan portfolio comprises credit cards, lines of credit and other consumer retail loans. In addition, the Company manages a treasury portfolio to support liquidity requirements and invest excess capital.


TSX:HCG - Post by User

Bullboard Posts
Post by DaveAuon May 08, 2010 4:31pm
411 Views
Post# 17077761

Excellent news on new IFRS rules

Excellent news on new IFRS rules

From the Q1 earnings report:

The preliminary analysis suggests that if the income statement for Home Capital’s first

quarter of 2010 was presented on an IFRS basis, net income and earnings per share would not be materially impacted.

This is great news. Several analysts were predicting that EPS might take a large hit next year due to the new rules (a few of the reports were posted on this thread last year).

The CC indicated that things are looking good for Q2, visa cards going strong, arrears coming down. Securitization gains likely to be flat this year despite much higher volumes due to lower margins but Gerry thinks margins are unlikely to drop further.

Looks to me like 5.00 EPS is makeable this year which would put the PE at 8.5 at Fridays close of 42.36. I just can't see a better place to stash your cash, at least for long term oriented investors. Short term, who knows where the panic takes us.

Martin Reid seemed a little dull in his BNN appearance. The questions were mostly useless as well.

Bullboard Posts