I see good times to come for this stock Last Dec. I told a friend of mine to sell all her shares of MFC and reinvest in NT. Today she asked me if she should do that now. I said to her no way!! Not because I don't belive in NT it's just that I see a market trend towards steady and sure income. This stock will not double in the next year but it will give you a nice return on your money. Good luck to all I'm glad my friend didn't take my advice.