RE: RE: US market $320 Billion for prepaid....I do see this as a beneficial service particularly as we start seeing Canadians foreclosing and going bankrupt as they are stretched beyond their means via increased mtg payments due to interest rate rises. This is a base game plan for credit recovery BUT what is the advantage to the consumer of using this service over a secured VISA or MC that has been around for sometime for the credit challenged? Don't get me wrong, I am not bashing as I am a holder as well, it's just a sound question. I mean I know there are cases where Cc cards will turn down even secured cards and some people could very well be forced into a position where the minimum 500 dollar requirement for secure Cc may not be possible. But other then that, I am curious where the other advantages lie? GLTA!