BIG YEAR AHEAD FOR CANADIAN BANKSand as far as cm,we could see eps north of $8.00,if so,shes cheap here,even at $7.00,its way under valued to its peers,at $8.00 and a $15 forward like other canadian banks,puts cm at $120 per share,a $7.00 out has cm at $105,lots of room to grow going out,then add some div increases we are set for some nice gains here,nice place to be.jmho.