RE: iridium mastercard info.thanks dave for that information....very impressive i like the fact that people can indeed have there pay stubs put directly on there card as many do not have banks and this much easier than going too a payday loan store who charge very high rates...it is also a positive as those locations are everywhere!!!! so alot of people use them!!! dave maybe you could help me out and tell me who there direct competition is???? or is this a first of its kind???