RE: Wow, so many fleecedI don't understand why so many people are complaining? This was discussed many times on the board that the grades would be up and the time to pay back would be shortened. Why the panicking? Elmer knows what he is doing, I just wished I got up early this morning to buy more.(late night coming back from camping) I just like to thank Chappy, Mudguy, Vette and Webgogs..(.and some of the others that I can't rememeber... that I have missed)... that took the time to explain it before the RE came out because I am new at reading results and would have surely panicked it I didn't have the these people to explain the process.